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Terms of Use

This Website, and any of the services provided by Aviator Home Loans LLC in connection with this Website, is being provided to you subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By visiting and/or using this Website, including any of the services offered on this Website, you agree to be bound by these Terms of Use, whether or not you complete a transaction with Aviator Home Loans LLC ; and, whether or not you complete your transaction on the Website or through the use of telephone, fax, email, postal mail, overnight delivery services, or otherwise. By using this Website you acknowledge that certain features of this Website and products and/or services of Aviator Home Loans LLC may be subject to additional terms, conditions and disclaimers.

If you do not agree to these Terms of Use, you are not authorized to use this Website, or any of the services that Aviator Home Loans LLC may offer through this website. Aviator Home Loans LLC reserves the right to, in its sole discretion and without notice, deny you access and/or use of this Website for any reason or no reason at all.

Aviator Home Loans LLC is licensed as set forth on the Website which is incorporated into this Agreement by reference. The disclosures and consents required under certain state laws are deemed to be provided, received and agreed to by your visit to and/or use of the website.

INFORMATION SUBJECT TO CHANGE
Although Aviator Home Loans LLC has tried to provide accurate and timely information, the content of this site may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, and the terms, conditions and descriptions that appear on this site, are subject to change at any time without notice. Aviator Home Loans LLC may change the products, services and other information identified on this site at any time. Applicable terms, conditions and eligibility requirements are subject to change and not all products and services are available in all geographic areas. The information published on this site is provided as a convenience to our visitors and is for informational purposes only. You should verify all information before relying on it and any decisions which you may make based upon the information contained on this site shall be at your sole risk and responsibility. Your eligibility for particular products and services is subject to final approval, determination and acceptance by Aviator Home Loans LLC in its sole and absolute discretion, notwithstanding your visit to and/or use of this Website.

OTHER SITES
This site may contain links to other sites on the Internet and such links are provided solely for the convenience of our visitors. Aviator Home Loans LLC does not, unless otherwise expressly stated, endorse, control, approve or sponsor the linked sites or advertisements contained thereon. Aviator Home Loans LLC hereby disclaims liability for any other company’s website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and Terms of Use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Aviator Home Loans LLC , Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you the linked site provider.

DISCLAIMER OF WARRANTIES
The information and materials contained in this site, including text, graphics, links or other items – are provided “as-is” and “as available” and Aviator Home Loans LLC does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including, but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, or other malware, is given in conjunction with such information and materials.
You acknowledge that neither Aviator Home Loans LLC , its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that the services or the site will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the services or the site, or as to the timeliness, sequence, accuracy, reliability, completeness or content of any information, service, or merchandise provided through the services and the site. Aviator Home Loans LLC does not endorse products or services appearing on linked sites or purchased via linked sites.
Except as specifically provided in this agreement or where the law requires a different standard, you agree that Aviator Home Loans LLC is not responsible for any loss, property damage or bodily injury, whether caused by access to or use of the services or the site. To the maximum extent permissible under applicable law, Aviator Home Loans LLC will not be responsible to you or any third party claiming through you for any direct, indirect, special or consequential, economic or other damages arising in any way out of the installation or use of the services, the site, any on-line services or internet browser software, including liability associated with any computer viruses which may infect your computer system.

LIMITATION OF LIABILITY
In no event will Aviator Home Loans LLC be liable for any damages, including, without limitation: direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or link or system failure, even if Aviator Home Loans LLC or representatives thereof are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored or endorsed by Aviator Home Loans LLC

INDEMNIFICATION
You agree to defend, indemnify and hold harmless Aviator Home Loans LLC its affiliates, vendors and all directors, officers, employees and agents of Aviator Home Loans LLC and its affiliates and vendors from and against any claim, demand, damages, liabilities, suit, expenses, costs or proceeding, including attorney’s fees and court costs, that relates to or is based on your violation of these Terms of Use or misuse of the Website, or any services available from Aviator Home Loans LLC through the Website, including such violation or misuses conducted by your employee or agent, if applicable.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Website, you agree and warrant to Aviator Home Loans LLC that you will not use or access this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If your use or access violates any law or any of these terms or conditions, your permission to use the Website automatically terminates.

WEBSITE SECURITY
You are prohibited from violating or attempting to violate the security of the Website, including, without limitation: (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Aviator Home Loans LLC will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

COPYRIGHTS AND TRADEMARKS
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by Aviator Home Loans LLC , unless otherwise indicated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Website. You are authorized to view the information available on the Website for your informational purposes only. If you download any information from this site for your personal reference you shall not obscure any copyright, trademark or other notices, and you acknowledge and agree that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems, without the express written permission of Aviator Home Loans LLC . Deliberate misuse of this site is expressly prohibited and Aviator Home Loans LLC reserves the right to terminate your access to this site at any time for any reason and to advise the legal authorities of any misuse of this site, including, without limitation, hacking and the introduction of viruses or other malware. Aviator Home Loans LLC is a federally registered trademark, or a Common Law trademark or tradename, owned by Aviator Home Loans LLC You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the Aviator Home Loans LLC trademarks as a link to the Website except pursuant to a written trademark license agreement.

EMAIL & ONLINE INFORMATION REQUESTS
Please note that messages you send Aviator Home Loans LLC e-mail may not be secure and Aviator Home Loans LLC recommends that you do not send any confidential information to Aviator Home Loans LLC by e-mail. If you choose to send confidential information to Aviator Home Loans LLC via e-mail, you accept all risk that such information may be intercepted by a third party.

By submitting your information to Aviator Home Loans LLC through this Website or by any other method, you are inquiring about loan products and/or other Aviator Home Loans LLC services and give Aviator Home Loans LLC permission to contact you via e-mail, telephone, letter, fax or using any other information you provide, regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry.

COMMUNICATIONS WITH Aviator Home Loans LLC
By submitting any comment, complaint, suggestion, improvement, idea, testimonial or other communication (“Submission” or collectively “Submissions”) to Aviator Home Loans LLC through this Website or any other method, you acknowledge and agree that any and all Submissions, and all rights therein, become the sole and exclusive property of Aviator Home Loans LLC , including any future rights, regardless of any subsequent modification or deletion of the provisions in the Terms of Use. You acknowledge and agree that you irrevocably disclaim any right in the Submission and that the right to use, publish, display, commercially exploit, and create derivative ideas based on the Submission belong exclusively to Aviator Home Loans LLC with no compensation, notice, credit or other obligation being due or owed to you or anyone else.

Aviator Home Loans LLC reserves the right to record and monitor any and all communications to Aviator Home Loans LLC By communicating with Aviator Home Loans LLC through any means, you consent to such communications being recorded and monitored.

PRIVACY
Aviator Home Loans LLC understands the need to safeguard your information from unauthorized use and disclosure. Please see the Aviator Home Loans LLC Aviator Home Loans LLC Privacy Policy by clicking on the link at the bottom of the Website.

GENERAL
Aviator Home Loans LLC reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Website. By continuing to use the Website and the services available through it, after the date of any change to these Terms of Use, including accessing the Website, you agree to be bound by the rules contained in the most recent version of this Agreement.

GOVERNING LAW
You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Pennsylvania, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the state or federal courts located in Philadelphia, Pennsylvania, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

SEVERABILITY
You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions.

PILOT PROMISE

Terms and Conditions for On-Time Closing Guarantee Pilot Promise

Guarantee Offer: Aviator Home Loans (“the Company”) offers a guarantee of an on-time closing on your mortgage loan. If we fail to close your loan on or before the scheduled closing date, we will pay you $500.

Eligibility: This guarantee is available to clients who have a mortgage loan application with Aviator Home Loans and have received a formal guaranteed Loan Approval from the Company.

Scheduled Closing Date: The scheduled closing date is the date agreed upon by Aviator Home Loans and the client, as documented in the loan application process.

Client Responsibilities: To be eligible for this guarantee: All requested documentation must be provided promptly by the client. The client must adhere to all timelines and requests made by Aviator Home Loans during the loan processing. There must be no changes to the client’s financial situation that could affect the loan approval.

Exceptions: This guarantee does not apply if delays are caused by events outside Aviator Home Loans’ control, including but not limited to: Natural disasters or other major events leading to general business disruptions. Delays due to third parties, such as appraisers, not associated with Aviator Home Loans. Any changes in federal, state, or local laws or regulations that affect the loan process. Delays caused by the client, including incomplete or inaccurate documentation.

Claim Process: To claim the $500 payment: Clients must notify Aviator Home Loans within 5 business days of the missed closing date. Clients must provide proof of the agreed closing date and demonstrate compliance with all relevant terms and conditions.

Payment Process: Upon validation of a claim, the $500 payment will be made to the client within 30 days.

Limitation of Liability: The maximum liability of Aviator Home Loans under this guarantee is limited to a payment of $500. Aviator Home Loans is not responsible for any indirect, special, incidental, or consequential damages.

Modification and Termination: Aviator Home Loans reserves the right to modify or terminate this guarantee at any time, without prior notice.

Governing Law: These terms and conditions are governed by the laws of the state of Georgia.

CONTACT AND VIOLATIONS
Please contact us with any questions regarding these Terms of Use. Please report any violations of the Terms of Use to Hi@aviatorhomeloans.com